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Budgeting and Cash Management

Rich — Wed, 22 Feb 2012 11:18:24 +0000

Budgeting or financial planning involves estimating the amount of income and the expenses of the coming financial year. This is important in that it helps in the management of goods. It is able to make an enterprise to know what it can and can not be able to do together with its achievements at the same time.

Creating A Budget Plan That Works For You

Rich — Wed, 22 Feb 2012 09:28:09 +0000

Creating a budget may not be the solution to all your financial woes but it is a start to redefining and setting straight your financial path. Basically, a budget is a financial plan; a simple way to record your income and expenses.

Rebuilding Credit After A Bankruptcy Filing Is Possible

Rich — Tue, 21 Feb 2012 22:17:22 +0000

It is important for debtors to know that the major credit reporting agencies should remove a bankruptcy filing from an individual’s credit after 10 years for a Chapter 7 bankruptcy and after 7 years for a Chapter 13 bankruptcy. Debtors who have faithfully complied with court ordered repayment plans and/or bankruptcy proceedings can rest easy knowing that a once tarnished credit report will no longer hinder them from reestablishing buying power and future credit. As stated, a Chapter 13 bankruptcy proceeding vanishes from the debtor’s credit report after 7 years while a Chapter 7 vanishes after 10 years as if…

Finance Article: Capital Budgeting

Rich — Tue, 21 Feb 2012 02:37:06 +0000

For the growing firms, Capital investments decisions are very important to stay in the business and to remain competitive in the market. The planning for capital investments is very complex and involves many persons inside and outside of the company, as these decisions cannot be reversed at a low cost and mistakes can be very costly. The nature and complexity of capital decision can vary depending on the size of the project.

What Should I Avoid Prior to Filing for Bankruptcy Protection?

Rich — Mon, 20 Feb 2012 16:48:36 +0000

There are certain things that you should not do prior to filing for bankruptcy, as it may inconvenience you, or hinder or delay your case. Banking – When it comes to banking, most consumers are loyal to their banks. The most common phrase I hear is, “But I’ve been banking with “X” Bank for more than “X” years!

Chapter 7 Bankruptcy Means Liquidation!

Rich — Mon, 20 Feb 2012 08:49:43 +0000

Keep in mind that when filing chapter 7 bankruptcy, you are actually commencing a liquidiation process that you may not be able to readily stop. In bankruptcy a liquidation is simply the sale of your assets to pay creditors. The liquidation is conducted by the bankrutpcy court trustee who supervises your bankruptcy case.

Bankruptcy Lawyer Support for Better Financial Stability

Rich — Sun, 19 Feb 2012 19:49:19 +0000

The recent economic recession has forced many people to turn to bankruptcy lawyers to find ways of keeping afloat. Spikes in interest rates coupled with rising consumer prices, and the resulting decline in spending has left many individuals and businesses, with heavy financial burdens they find increasingly difficult to cope with. Loans that were once affordable a few years ago have become unsustainable today.

Hiring a Business Bankruptcy Attorney for the Best Legal Advice

Rich — Sun, 19 Feb 2012 18:37:27 +0000

For businesses facing imminent closure due to heavy debt, it is well worth their time to consult a business bankruptcy attorney. It is a well known fact that more than half of new businesses fail within the first year of operation. With the recent economic decline, even older, once stable businesses that borrowed for expansion have found it harder to meet their loan obligations.

Finding A Bankruptcy Attorney: How To Choose The Right One

Rich — Sat, 18 Feb 2012 16:19:24 +0000

Choosing the right bankruptcy attorney can mean the difference between a smooth process and one that’s full of problems. To ensure you’re choosing the right one, use these tips in your search.

Bankruptcy: An Alternative to the Short Sale

Rich — Sat, 18 Feb 2012 03:45:26 +0000

The short sale is becoming more popular, but for many people it is not the best solution to their financial woes. For many people bankruptcy is a better option than the short sale.