Author Archives: Rich

Budgeting or financial planning involves estimating the amount of income and the expenses of the coming financial year. This is important in that it helps in the management of goods. It is able to make an enterprise to know what … Continue reading →

Creating a budget may not be the solution to all your financial woes but it is a start to redefining and setting straight your financial path. Basically, a budget is a financial plan; a simple way to record your income … Continue reading →

It is important for debtors to know that the major credit reporting agencies should remove a bankruptcy filing from an individual’s credit after 10 years for a Chapter 7 bankruptcy and after 7 years for a Chapter 13 bankruptcy. Debtors … Continue reading →

For the growing firms, Capital investments decisions are very important to stay in the business and to remain competitive in the market. The planning for capital investments is very complex and involves many persons inside and outside of the company, … Continue reading →

There are certain things that you should not do prior to filing for bankruptcy, as it may inconvenience you, or hinder or delay your case. Banking – When it comes to banking, most consumers are loyal to their banks. The … Continue reading →

Keep in mind that when filing chapter 7 bankruptcy, you are actually commencing a liquidiation process that you may not be able to readily stop. In bankruptcy a liquidation is simply the sale of your assets to pay creditors. The … Continue reading →

The recent economic recession has forced many people to turn to bankruptcy lawyers to find ways of keeping afloat. Spikes in interest rates coupled with rising consumer prices, and the resulting decline in spending has left many individuals and businesses, … Continue reading →

For businesses facing imminent closure due to heavy debt, it is well worth their time to consult a business bankruptcy attorney. It is a well known fact that more than half of new businesses fail within the first year of … Continue reading →

Choosing the right bankruptcy attorney can mean the difference between a smooth process and one that’s full of problems. To ensure you’re choosing the right one, use these tips in your search. Read More »

The short sale is becoming more popular, but for many people it is not the best solution to their financial woes. For many people bankruptcy is a better option than the short sale. Read More »